How to Claim DVA Compensation for PTSD

PTSD is the most commonly claimed mental health condition through DVA. It's also one of the most misunderstood when it comes to what DVA actually needs to accept your claim. Clear Path Veterans has helped hundreds of ADF members navigate the PTSD claims process, and here's what you need to know.

Many veterans assume that having a PTSD diagnosis and a history of operational service is enough. It's not. DVA assesses PTSD claims against a specific Statement of Principles (SoP) that requires your stressors to fall into defined categories. Your psychiatrist's report needs to connect those stressors to your service in a way that satisfies DVA's criteria. Get this wrong, and your claim gets refused even if you clearly have PTSD.

DVA’s MRCA acceptance rate sits between 75% and 86% at the condition level. For PTSD claims assessed under the Reasonable Hypothesis standard with warlike or non-warlike service, the threshold of proof works in your favour — but only if the evidence is properly structured. This article walks through how the PTSD SoP works, what evidence you need, and the practical steps to give your claim the best chance.

The PTSD Statement of Principles

Every PTSD claim is assessed against the SoP for Posttraumatic Stress Disorder, and since 1 July 2026 every new claim is decided under the MRCA. The current instruments are SoP 97 of 2022 (Reasonable Hypothesis) and SoP 98 of 2022 (Balance of Probabilities).

Which SoP applies to you depends on your type of service. If your PTSD relates to warlike or non-warlike service (operational deployments, peacekeeping), the Reasonable Hypothesis SoP applies. This is a lower standard of proof. You need to point to a reasonable hypothesis that your PTSD is connected to your service.

If your PTSD relates to peacetime service (garrison duties, training, day-to-day service without an operational component), the Balance of Probabilities SoP applies. You need to show it's more likely than not that your service caused your PTSD.

The key concept in both SoPs is the stressor. For most claims, your traumatic experience must fit one of the stressors the SoP defines for DVA to accept the connection between your PTSD and your service.

The stressors the PTSD SoP recognises

The PTSD SoP lists the factors that can connect PTSD to service. The two most used are Category 1A and Category 1B stressors, and the stressor has to have happened before your PTSD began.

Category 1A stressors

A Category 1A stressor is one of these severe traumatic events: experiencing a life-threatening event; being subject to a serious physical attack or assault, including rape and sexual molestation; or being threatened with a weapon, held captive, kidnapped or tortured. In a military context that covers events like coming under fire, an IED strike, a training or vehicle accident that threatened your life, or a physical or sexual assault.

Category 1A stressors are assessed on what you perceived at the time, not just what objectively happened. This is based on the Federal Court decision in Stoddart. If you perceived a genuine threat of death or serious injury based on what you knew at the time, that can qualify even if the objective risk turned out to be lower than you believed.

For veterans with operational service, Category 1A stressors are often the most straightforward to establish. Your deployment records, operational reports, and unit history generally support the claim.

Category 1B stressors

A Category 1B stressor is one of these: killing or maiming a person; being an eyewitness to a person being killed or critically injured; being an eyewitness to atrocities inflicted on another person; taking part in clearing a corpse or a critically injured casualty; or viewing a corpse or a critically injured casualty as an eyewitness. Seeing a closed body bag, or a body in an open-casket coffin, does not count.

Eyewitness has a specific meaning. You need to have experienced the incident first hand. Seeing it only through the media does not qualify.

Other factors in the SoP

• Living or working in a hostile or life-threatening environment for at least 4 weeks, such as being under threat of artillery, rocket, mine or bomb attack, or going on combat patrols.
• Being exposed to repeated or extreme aversive details of severe traumatic events, for example collecting human remains, or viewing traumatic material where your job requires it.
• Having a significant other experience a Category 1A stressor within the year before your PTSD began, or the traumatic death of a significant other within the 2 years before.
• Experiencing severe childhood abuse.

What the PTSD SoP does not cover

There is no Category 2 stressor in the PTSD SoP, and it has no factor for bullying, harassment or ongoing workplace stress on their own. If your symptoms came from experiences like those, DVA may not be able to accept PTSD under the SoP, even if your psychiatrist diagnoses it clinically.

That does not mean there is no claim. The anxiety and depression SoPs include Category 2 stressors, which cover chronic negative life events such as workplace bullying or ongoing disharmony, relationship breakdown and severe financial hardship. A good psychiatrist will assess which diagnosis best fits your clinical picture and which SoP applies.

Assaults and other non-operational events can be harder to evidence because they may not appear in official records. Statutory declarations, statements from colleagues who witnessed or knew about the events, and contemporaneous records (such as medical presentations, reports to superiors, or requests for posting changes) can all help establish that the stressor occurred.

What your psychiatrist's report needs to say

The quality of your psychiatrist's report is the single biggest factor in whether your PTSD claim succeeds or fails. DVA requires a report from a specialist psychiatrist that conforms with the Repatriation Commission Guidelines for Psychiatric Compensation Claims. This isn't a standard clinical report. It needs to address specific things.

How to help your psychiatrist get this right

Most psychiatrists are used to writing clinical reports for treating purposes. DVA reports require a different approach. Before your appointment, give your psychiatrist a clear written summary of your stressors using a structured format. For each stressor, include a brief title, the approximate date, your rank and role at the time, what happened, your response at the time, and the ongoing impact.

This isn't about telling your psychiatrist what to write. It's about making sure they have the raw material to produce a report that addresses what DVA needs. A clinically excellent report that doesn't link stressors to SoP categories will fail at the delegate's desk.

In our experience, claims supported by a detailed, well-structured psychiatrist report that addresses each SoP factor have a significantly higher acceptance rate than claims submitted with a generic clinical letter.

Who can diagnose PTSD for DVA purposes?

Historically, DVA required a specialist psychiatrist report for PTSD claims. This remains the standard for PTSD itself.

However, DVA expanded the range of practitioners who can diagnose anxiety and depressive conditions (not PTSD) for liability claim purposes. From 2025, GPs and clinical psychologists can provide diagnostic reports for anxiety disorders and depression. This change was designed to reduce delays caused by long wait times for psychiatrist appointments.

If your condition is PTSD specifically, you still need a psychiatrist. If your condition might be anxiety disorder, depression, or adjustment disorder rather than PTSD, a GP or clinical psychologist diagnosis may be sufficient for your initial liability claim.

Evidence beyond the psychiatrist report

Your psychiatrist report is the centrepiece, but DVA also considers other evidence.

• Service records. Your service history, deployment records, and unit history help establish that the claimed stressors occurred during service. For operational stressors, deployment records are usually sufficient. For non-operational stressors (bullying, harassment, training incidents), you may need to provide additional evidence.
• Service medical records. Did you present to medical during service with symptoms consistent with PTSD, even if it wasn't diagnosed at the time? Presentations for insomnia, anger management, alcohol misuse, or anxiety during service can be powerful supporting evidence.
• Claimant report form. This is your opportunity to describe in your own words what happened during service, when your symptoms began, and how they've affected your life. A well-written claimant report form that addresses each relevant SoP factor, in chronological detail, makes the delegate's job easier and your claim stronger.
• Statements from others. Statutory declarations from family members, former colleagues, or friends who witnessed changes in your behaviour or who were present during stressor events can corroborate your account.

Non-Liability Health Care: treatment while you wait

You don't have to wait for your PTSD claim to be accepted before getting treatment. If you have at least one day of continuous full-time ADF service, you can access free mental health treatment through DVA's Non-Liability Health Care program. This covers conditions including PTSD, depression, anxiety, and alcohol use disorder without needing to prove a service connection.

Call DVA on 1800 838 372 or apply through MyService. You can also contact Open Arms (Veterans and Families Counselling) on 1800 011 046 for free, confidential counselling available 24/7.

Common mistakes that get PTSD claims refused

• Stressors not fitting the SoP. If your psychiatrist describes experiences that do not meet a Category 1A or 1B stressor or another PTSD SoP factor, DVA cannot accept PTSD under the SoP. Make sure the qualifying stressors are clearly identified.
• Insufficient detail in the psychiatrist report. A one-page letter confirming a PTSD diagnosis is not enough. The report needs to be detailed, structured, and specifically address SoP requirements.
• Not distinguishing PTSD from other conditions. PTSD has specific diagnostic criteria. If your clinical picture better fits adjustment disorder, anxiety disorder, or depression, claiming PTSD may result in refusal when a claim for the more appropriate condition would have succeeded.
• Assuming operational service means automatic acceptance. Having deployed doesn't automatically mean DVA will accept PTSD. You still need to identify specific stressor events and provide evidence connecting them to your diagnosis.
• Delayed onset without explanation. If your PTSD onset was years after service, the psychiatrist report needs to explain the delay. Delayed onset PTSD is clinically recognised, but DVA will want to understand why symptoms emerged when they did.

What to do if your PTSD claim is refused

If DVA refuses your PTSD claim, read the decision letter carefully. It will tell you why. Common reasons include the stressor not meeting the SoP category requirements, insufficient medical evidence, or the diagnosis not meeting DSM-5 criteria.

For decisions made since 21 April 2025, you apply directly to the Veterans' Review Board (VRB), usually within 12 months of the decision. You can no longer ask DVA to reconsider the decision first. Older decisions follow the earlier rules, so check the review rights printed on your decision letter. The VRB overturns a significant proportion of refused claims when additional evidence is presented.

Before appealing, consider whether the refusal points to a genuine gap in your evidence that can be addressed, or whether the delegate made an error in applying the SoP. An updated psychiatrist report that directly addresses the reasons for refusal is often the most effective way to strengthen an appeal.

Get help with your PTSD claim

Mental health claims are among the most complex DVA claims to get right. The interaction between clinical diagnosis, SoP stressor categories, and evidence requirements means that getting professional help early, before you lodge, can save months of delays and appeals.

If you're preparing a PTSD claim, or your claim has been refused and you're not sure what to do next, talk to us. We help veterans with mental health claims every week, and we can review your evidence, work with your psychiatrist, and make sure your claim addresses what DVA actually needs.